The Meaning of Laulima

The Hawaiian word laulima translates to “many hands,” and it is tied to the idea of community, cooperation, and the power of people working together.

The concept of laulima stands at the core of the Laulima Exchange’s reciprocal exchange insurance model where members pool their risks and selfinsure each other.

Founded to support local policyholders who seek to improve the resilience of their community against the risk of a hurricane, the Laulima Exchange is owned by its members and is managed by an attorney-in-fact (PUEO).